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Buying a House

Unlock Your Financial Potential with

Funding Opportunities America

About Us 

Funding Opportunities America, LLC

Welcome to Funding Opportunities America, LLC – where you're not just a client, but family.

Established in 2018, in the heart of New Jersey, we've been more than just a "NJ mortgage" or "home loan broker". We've been a guiding light for countless individuals and families, helping them navigate the often-complex world of mortgages. Whether you're a first-time homebuyer or considering refinancing for better terms, we're here to support and guide you every step of the way.

Our approach is straightforward. We don't hide behind technical jargon or complicate matters. Instead, we simplify the mortgage process. By offering expert advice on a range of loan options, competitive rates, and attractive lender incentives, we ensure you find the perfect fit for your needs. With Funding Opportunities America, you're not just securing a loan; you're setting a path to achieve your mortgage aspirations.

We take immense pride in our core values: honesty, integrity, and unmatched competence. We recognize the challenges that can arise while securing a mortgage, but with us by your side, those obstacles become manageable.

We're more than just another "LLC mortgage lender." We're your committed partners, dedicated to offering the best home loans, superior service, and the most affordable rates and closing costs. Whether you're exploring mortgage options or seeking answers to your 'mortgage how-to' queries, always remember – at Funding Opportunities America, you're part of our family.


Learn more about the team behind Funding Opportunities America.

Headshot of Rich Van Orden, white man in blue button-up and black jacket smiling

Richard P. Van Orden, Jr.

  • LinkedIn

Founder & CEO

(He/him/his)  |  NMLS#: 1667368
(973) 440-9255 x 11

Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for yourself and your family is my ultimate goal. I am committed to providing my clients with mortgage services that exceed their expectations. I hope you'll browse our site, check out the different loan programs available, use the decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.

After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax, or email for personalized service and expert advice.

Headshot of Michael Freeman, white man in pink button-up and grey jacket smiling.

Michael J. Freeman

  • LinkedIn

Managing Partner & Loan Officer

(He/him/his)  |  NMLS#: 2259227
(973) 440-9255 x 12

I’m a managing partner and MLO at Funding Opportunities America (FOA). Prior to joining, I worked in finance in the tri-state area for 25+ years for several major Fortune 500 companies holding various positions and licenses across the industry.


I left corporate America during the pandemic and started looking for my next challenge. I wasn’t sure where this would lead me, but I knew I wanted to make a difference in someone’s life. My past working experience armed me with the ability to think quickly and devise creative solutions to intricate problems. My business partner helped me successfully transfer to becoming a mortgage broker where I help people realize their dream of owning a home.

My approach to the business is simple—I pride myself on educating my clients in the home-buying process while finding the best home loan program that suits their needs. 


On a personal note, I’m an animal lover and have an Olde English Bulldogge named Port (like the wine) who has become the unofficial mascot at FOA. In my spare time, I enjoy spending quality time with my wife and two adult sons. I also enjoy playing and watching all sports but have a soft spot for the English Premier League.


Sparsh Chandra 

  • LinkedIn

Market Research and Business Data Analyst


Welcome to Funding Opportunities America, LLC. My name is Sparsh Chandra, and in this establishment, you're not just another client; you're an esteemed partner in our journey.

Since becoming a part of this remarkable team , based in the bustling heart of New Jersey, I've witnessed and contributed to our growth beyond the traditional roles of an "NJ mortgage" or "home loan broker". With my background in data analytics and marketing, I bring a unique perspective, enabling us to illuminate the path for numerous individuals and families, helping them make data-driven decisions in the intricate world of mortgages. Whether you're a first-time homebuyer or considering a strategic refinance, I'm here to offer insights, both from a financial and marketing viewpoint, guiding you every step of the way.

Our approach is multifaceted. While we simplify the mortgage process, my expertise ensures we leverage data and market insights to tailor solutions for you. We don't just offer a range of loan options; we provide you with choices backed by thorough market analysis, ensuring competitive rates and the most suitable lender incentives. At Funding Opportunities America, securing a loan is not just a transaction; it's a well-informed decision towards realizing your dreams.

The core values that anchor us are honesty, integrity, and unparalleled expertise. Navigating the challenges of the mortgage landscape can be daunting, but armed with data-driven strategies and a marketing edge, we turn these challenges into opportunities.

We're not just any "LLC mortgage lender". We're your partners, committed to blending the best of financial solutions with cutting-edge market insights. So, as you explore the vast world of mortgages or seek clarity on market trends, remember – at Funding Opportunities America, with me, Sparsh Chandra, and our diverse skillset, you're always making the best-informed decisions. You're not just a client; you're family.


Pratik Upreti

  • LinkedIn

Software and Systems Engineer



Hey there !

I'm Pratik Upreti, your bridge between mortgages and modern technology.

Since joining this vibrant team , I've intertwined my passion for software and systems engineering with our mission. With the rapidly evolving digital landscape, I've been at the forefront, ensuring our clients receive the most efficient and advanced technological solutions in their mortgage journey.

Our commitment is twofold: to provide unparalleled financial expertise and to pave a seamless digital path for our clients. While our financial experts delve deep into numbers and figures, I focus on crafting a user-centric digital experience. Every tool, every platform, every interface is designed with you in mind.

Beyond the complexities of mortgages, lies a world of technological innovation. Whether it's using our platforms to calculate potential rates, or securely uploading vital documents, I've worked to ensure each process is intuitive and hassle-free.

But technology isn't just about tools and platforms; it's about connection and communication. My aim is to make sure that, with every click or tap, you feel more informed, more empowered, and more confident in your decisions.

So, as you embark on this journey with Funding Opportunities America, know that you have a dedicated team by your side. And when it comes to the digital realm, I'm here to ensure it feels just like home. After all, at Funding Opportunities America, you're not merely a client; you're a valued member of our digital family.

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