Welcome to the official site of Funding Opportunities America, LLC!
Founded in 2018 in Stanhope, New Jersey, FOA has been providing pathways for borrowers of all backgrounds and situations through our guarantee to find options for your optimum mortgage.
We are a full-service mortgage company that specializes in residential, investment, and commercial lending. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money by getting you a new lower monthly payment. FOA offers our clients expertise along with 5 or more loan options, multiple rates, pricing, lender incentives, closing cost savings, and the addition of our offers to help you achieve your mortgage life goals.
Our mission at FOA is to serve our clients with honesty, integrity, and competence. We pledge to help borrowers overcome roadblocks that can arise while securing a loan. Our goal is to provide home loans to our clients while providing them with excellent service and the lowest interest rates and closing costs possible.
Learn more about the team behind Funding Opportunities America.
Richard P. Van Orden, Jr.
Founder & CEO
(He/him/his) | NMLS#: 1667368
(973) 440-9255 x 11
Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.
Ensuring that you make the right choice for yourself and your family is my ultimate goal. I am committed to providing my clients with mortgage services that exceed their expectations. I hope you'll browse our site, check out the different loan programs available, use the decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.
After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax, or email for personalized service and expert advice.
Michael J. Freeman
Managing Partner & Loan Officer
I’m a managing partner and MLO at Funding Opportunities America (FOA). Prior to joining, I worked in finance in the tri-state area for 25+ years for several major Fortune 500 companies holding various positions and licenses across the industry.
I left corporate America during the pandemic and started looking for my next challenge. I wasn’t sure where this would lead me, but I knew I wanted to make a difference in someone’s life. My past working experience armed me with the ability to think quickly and devise creative solutions to intricate problems. My business partner helped me successfully transfer to becoming a mortgage broker where I help people realize their dream of owning a home.
My approach to the business is simple—I pride myself on educating my clients in the home-buying process while finding the best home loan program that suits their needs.
On a personal note, I’m an animal lover and have an Olde English Bulldogge named Port (like the wine) who has become the unofficial mascot at FOA. In my spare time, I enjoy spending quality time with my wife and two adult sons. I also enjoy playing and watching all sports but have a soft spot for the English Premier League.