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At FOA, we offer a number of funding options to best fit your needs. We broker residential, commercial, and industrial mortgages for individuals, investors, and businesses and are experienced in first, second, piggyback, and add-on mortgage products. FOA offers our clients expertise along with 5 or more loan options, multiple rates, pricing, lender incentives, closing cost savings, and the addition of our broker offers to help you achieve your mortgage life goals. And, you can trust you are in good hands with FOA—over 95% of our clients continue a life-long relationship for all their financing needs.


If you are unsure which loan type would best fit your needs, you can click on the links below to learn more or Contact Us so we can assist you.

Home Purchases

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Whether you're buying your first home or your dream home, we have a mortgage solution for you. Click the button below to learn more, or Apply Now and get pre-qualified!



It’s important to take a holistic approach in determining if a mortgage refinance is a good option for you. Click the button below to learn more about your options.

Home Equity Loans

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If you are looking to take on a big home project or want to take out a loan for another purpose, a home equity loan may fit your needs. Click the button below to learn more.

Piggyback Loans

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Most lenders prefer you have at least 20% of the home’s value saved for a down payment, though this is easier said than done. Click the button below to learn how a Piggyback Loan may help.

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