Standing Broker Promotional Offers

FOA offers promotions to help you achieve your home purchase goals. These offers are always available because we believe our clients always deserve the best.

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Family & Friends Mortgages

Any two individuals not of the same household who apply together can each receive a $1,000 credit towards rate reduction, closing costs, or cash back after closing with a minimum mortgage amount of $200,000.

 

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Mortgage Referrals

Refer anyone to FOA for their mortgage needs and they receive a reward in your name. For every $100k mortgaged, get a $250 credit towards rate reduction, closing costs, or cash back after closing.

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Loyalty Mortgages

Return to FOA for another mortgage within 8 to 12 months for 25% broker compensation reimbursement credit with a minimum mortgage amount of $200,000 and a maximum credit of $3,625.

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First Responders, Health Care Heroes, Military, and Veterans

Earn an $800 credit towards rate reduction, closing costs, or cash back after closing with an additional $200 credit per child in your immediate family, up to the age of 26. The offer extends to all parents and siblings of eligible applicants with a minimum mortgage amount of $200,000.

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Refinancing Mortgage Madness

Two or more refinances at the same time by the same household can receive an $800 credit from the first refinance and $1000 credit from the second refinance towards rate reduction, closing costs, or cash back after closing with a minimum mortgage amount of $200,000.

 

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Multi-Buy Mortgages

With a primary mortgage through FOA, get a free piggyback HELOC with a credit towards closing costs of $100, plus save on closing costs including title.

 

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Eco-Green Matching Mortgage

For purchase or refinance transactions that include upgrades to energy and water systems, solar installations and upgrades, property improvements for better resilience to natural disasters, new windows and doors, and to pay off other energy-related debt. Requires a home DOE energy report or waiver. 

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Pass It On Mortgage

FOA will donate $500 per mortgage loan closed to your charity of choice in your name

Minimum Mortgage Dollar Amount:  $200,000.00

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Altruist Mortgages

Work for a non-profit, wellness, or counseling organization? Receive an $800 credit towards rate reduction, closing costs, or cash back after closing with an additional $200 credit per child in the immediate family, up to the age of 26. The offer extends to all registered applicant's parents and siblings with a minimum mortgage amount of $200,000.

 

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Buy One Get One Mortgage

With a primary mortgage through FOA, get a free piggyback HELOC and a $100 credit towards closing costs, plus save on the cost of your title.

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Beyond Matching Guarantee

Have a mortgage approval? FOA will beat any lender's written approval offer in at least two categories or give you a $100 Amazon gift card. Qualifying categories include rate, rate discount cost, lender incentive, and cost to close.  

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Mortgage Tax Credits

Save half of 1% of your loan amount up to $3,625.00 per mortgage loan. Offer cannot be combined with any other offer or promotion.